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Is Microcredit Working, Or Is Something Lacking?

Given the significance of financial companies to the poor and the enormity of the challenge, larger consideration to the social mechanisms shaping institutional success and failure is needed to complement the more familiar issues of prices, subsidies, interest rates, lending policies and training. Hundreds of thousands of poor individuals have used microcredit to fund a brand new software, a machine, or a shop within the market.

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