Who units curiosity charges? How usually do they modify? And why are rates so low proper now?The Federal Reserve sets a goal rate vary, which influences the precise interest charges set by individual banks. These charges could change over time; and adjustments often observe a Board of Governors meeting, which takes place each five to eight weeks. Since the great Recession period, from 2007 to 2009, the Fed has persistently stored charges low, which has led to low curiosity rates for savings accounts. In the meanwhile, the average curiosity charge for savings accounts is 0.05%.
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