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Federal Reserve Board — Central Bank Digital Currency (CBDC)

While the Federal Reserve has made no decisions on whether or not to pursue or implement a central financial institution digital currency, or CBDC, we’ve been exploring the potential advantages and risks of CBDCs from quite a lot of angles, including by way of technological analysis and experimentation. Our key focus is on whether and how a CBDC might enhance on an already secure and efficient U.S. domestic payments system.

Whereas an American CBDC could also be far off at present, Jim Cunha, senior vice president at the Federal Reserve Bank of Boston, shared how a CBDC or a digital greenback may work. A CBDC would perform just like actual money, Cunha mentioned. «If I gave you CBDC, it’s as if I’m handing you physical money, like a $100 invoice. You’d have that cash in your account and it’s yours. I couldn’t take it back.»

Crypto projects fail for мониторинг обменников электронных валют various reasons. Some of the most common ones are: group goes rogue and abandons the project, regulators declare it unlawful and press exchanges to delist it, lack of media attention, more profitable rivals, lack of nicely designed marketing technique, losing community help, potential vulnerability in the protocol, failing to realize anticipated minimal developement exercise on the protocol, failing to draw new builders to construct on their platform.

5 months ago

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