No surprises: You’ll see all of your costs upfront and never pay any further. No late cost charges or added interest
Quick and easy process: You can apply on-line in minutes and get quick mortgage approval and funding. No need for a guarantor or safety
Versatile mortgage options: Borrow from £100 to £5,000 and repay in manageable instalments of three to 48 months. Your curiosity charge will at all times be fixed
Responsible lending: Here at Dot Dot, we aim to practise responsible lending. This implies that we are going to at all times conduct an affordability test as part of your mortgage application, which not solely helps us however benefits you because it provides reassurance that you’ll be capable of handle your loan.
Friendly service: Our customer service staff are based within the UK. They’re simple to speak to and comfortable to help
Nicely-reviewed: Our customers price us ‘excellent’ on the impartial evaluate website Trustpilot. Individuals praise our simple course of and quick decision loans
The general rule is that you simply want good credit score to acquire an unsecured private mortgage, and plenty of lenders require FICO scores of 700 or above to qualify. At the identical time, there are additionally loads of lenders with far more lenient standards, 審査不要のソフト闇金えびすはこちら approving borrowers with scores as little as 600-640.
How to seek out the best mortgage ratesTo seek out a personalized mortgage charge, speak to your native mortgage broker or use a web based mortgage service. Be sure to consider your current finances and targets when searching for a mortgage. A range of things — together with your down fee, credit rating, mortgage-to-value ratio and debt-to-earnings ratio — will all affect your mortgage interest price. Typically, you want a superb credit score score, the next down cost, a lower DTI and a lower LTV to get a low interest rate.